Privacy Policy

Introduction
At JRM TIME PIECE LTD, your privacy is important to us. This Privacy Policy outlines how we collect, use, share, and protect your Personal Data in line with the General Data Protection Regulation (GDPR). It also details your rights regarding your data and our use of cookies on our website and in communications.
References to “JRM TIME PIECE LTD,” “we,” “us,” or “our” in this Policy refer to JRM TIME PIECE LTD. Our registered office is located at 61 Bridge Street, Kington, England, HR5 3DJ.
1. What Personal Data Do We Collect?
Personal Data refers to any information that identifies you or can be linked to you. The data we process may vary based on our interactions and services provided, including:
1.1 Information You Provide:

• Personal Details: Name, date of birth, gender, and employment information

• Contact Details: Address, email, and phone numbers

• Identity Information: Nationality, passport number, driver’s license, and National Insurance number

• Bank Details: Account name, account number, sort code

• Transaction Details: Information about foreign exchange providers you share for comparison

1.2 Information We Collect:

• Transaction Data: Account details, trades, payments, or suspicious activity

• Communication Logs: Emails and phone conversations

• Publicly Available Information: Data from sources like LinkedIn

• Investigatory Reports: Anti-money laundering checks, credit reports

• Risk Assessments: Credit ratings, transactional behaviors

• Website Usage Data: Information about how you interact with our website

In certain circumstances, we may process sensitive Personal Data (e.g., health, racial/ethnic origin, religious beliefs) strictly in compliance with GDPR.
2. How We Collect Personal Data
We gather Personal Data through various channels, including:
2.1 Direct Interactions:

• Registration, subscription to our services, filling forms, or contacting us

• Feedback provided about our services or website

2.2 Third Parties:

• Partners or clients who refer you to us

• Credit reference agencies and fraud prevention organizations

• Identity verification services

• Government bodies or law enforcement agencies

3. Purpose of Processing Your Data
We use your Personal Data for legitimate purposes, including:

• Delivering our services, including foreign exchange and related offerings

• Marketing and promoting our business activities

• Complying with legal and regulatory obligations

• Defending our legal rights and managing legal proceedings

• Monitoring and analyzing website performance and usage

• Sharing with professional advisors or prospective buyers in business transactions

• Conducting research and managing operations

• Addressing complaints or preventing fraud and illegal activity

We may also aggregate and anonymize data for research and analysis to ensure no individual can be identified.
4. Legal Basis for Data Processing
We process your Personal Data only when there is a lawful reason to do so:

• Consent: When you provide explicit permission (e.g., for marketing), which you can withdraw at any time.

• Contractual Necessity: To fulfill a contract with you or take steps before entering into one.

• Legitimate Interests: For business purposes, such as providing services or improving operations.

• Legal Obligations: To comply with regulatory or statutory requirements.

5. Sharing Your Data
Your Personal Data may be shared with third parties when necessary for service delivery or compliance:

• Authorized Third Parties: Agents, suppliers, or contractors under confidentiality agreements

• Service Providers and Advisors: Including professional advisors, regulators, or government bodies

• Legal Disclosures: When required by law, regulation, or court order

6. International Data Transfers
In some cases, your data may be transferred to countries outside the European Economic Area (EEA). We ensure that all international transfers comply with GDPR standards. Your data may be processed by staff or suppliers outside the EEA. By providing your data, you consent to these transfers, storage, and processing.
We take all reasonable steps to ensure your Personal Data remains secure throughout these processes.
7. How We Protect Your Data
We implement robust security measures to safeguard your Personal Data. However, please note that data transmission over the internet cannot be guaranteed as completely secure. While we do our best to protect your information, any transmission is at your own risk. Once received, we follow strict protocols to prevent unauthorized access.
8. Retention of Personal Data
We retain Personal Data only for as long as necessary for its intended purpose, influenced by:

• Business Needs: Such as providing ongoing services

• Legal Requirements: Including the Money Laundering Regulations 2017 and the Companies Act 2006, which may require retention for up to six years after our relationship ends

After the retention period, your data will be securely deleted or anonymized.
9. Your Data Rights
You have the following rights regarding your Personal Data:

• Access: Request access to the information we hold about you via a Subject Access Request (SAR).

• Correction: Request updates or corrections to ensure accuracy and completeness.

• Erasure: Request the deletion of your data if it is no longer required.

• Restriction: Request limited processing if you contest the accuracy or legality of our data processing.

• Withdraw Consent: Revoke your consent for data processing at any time.

• Objection: Object to processing based on legitimate interests.

• Marketing Preferences: Opt-out of marketing communications by adjusting your account settings.

To exercise any of these rights, please contact us. We may require verification of your identity to process your request. If we cannot fulfill a request, we will explain the reasons for our decision.
For more information about this Privacy Policy or to make a request, contact us at JRM TIME PIECE LTD.